Diamond Residential Mortgage in Illinois vs the state
3.5%Denial rate-13.62 pts vs state
4.1%Decision denial rate-17.56 pts vs state
76.7%Origination rate+17.94 pts vs state
6.63%Median rate-0.13 pts vs state
0.50Rate spread (pts)+0.12 pts vs state
$102kMedian applicant income
263Loans originated
12Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 497 | 335 | 5.2% | 6.88% | #112 |
| 2024 | 407 | 287 | 3.4% | 6.87% | #140 |
| 2025 | 343 | 263 | 3.5% | 6.63% | #177 |
What Diamond Residential Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Diamond Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 130 | 98 | 5 | 3.8% |
| Cook County | 44 | 29 | 3 | 6.8% |
| Christian County | 38 | 35 | 1 | 2.6% |
| Will County | 21 | 14 | 0 | 0.0% |
| Sangamon County | 18 | 14 | 3 | 16.7% |
| McHenry County | 15 | 14 | 0 | 0.0% |
| DuPage County | 13 | 7 | 0 | 0.0% |
| Adams County | 9 | 8 | 0 | 0.0% |
| Kendall County | 8 | 5 | 0 | 0.0% |
| Kane County | 7 | 5 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 343 applications in 2025, of which 263 were originated and 12 denied.
3.5% of all applications, or 4.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Diamond Residential Mortgage originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Diamond Residential Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology