Dhi Mortgage Company in Indiana vs the state
14.7%Denial rate-1.92 pts vs state
18.3%Decision denial rate-1.83 pts vs state
64.9%Origination rate+2.60 pts vs state
5.25%Median rate-1.50 pts vs state
-1.02Rate spread (pts)-1.39 pts vs state
$90kMedian applicant income
1,129Loans originated
255Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,288 | 941 | 10.6% | 5.50% | #57 |
| 2024 | 1,677 | 1,150 | 14.4% | 5.25% | #45 |
| 2025 | 1,741 | 1,129 | 14.7% | 5.25% | #47 |
What Dhi Mortgage Company lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allen County | 371 | 231 | 53 | 14.3% |
| Marion County | 227 | 123 | 49 | 21.6% |
| Hendricks County | 213 | 140 | 32 | 15.0% |
| Lake County | 162 | 120 | 11 | 6.8% |
| Johnson County | 153 | 93 | 30 | 19.6% |
| Boone County | 116 | 81 | 16 | 13.8% |
| Hancock County | 115 | 74 | 17 | 14.8% |
| Morgan County | 100 | 54 | 26 | 26.0% |
| Porter County | 82 | 59 | 7 | 8.5% |
| Hamilton County | 46 | 38 | 1 | 2.2% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 1,741 applications in 2025, of which 1,129 were originated and 255 denied.
14.7% of all applications, or 18.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Dhi Mortgage Company originated in Indiana in 2025 was 5.25%, against a statewide median of 6.75%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology