Delta Bank in Louisiana vs the state
41.7%Denial rate+19.50 pts vs state
41.7%Decision denial rate+13.52 pts vs state
58.3%Origination rate+6.36 pts vs state
—Median rate
—Rate spread (pts)
$98kMedian applicant income
7Loans originated
5Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 9 | 5 | 33.3% | — | #382 |
| 2025 | 12 | 7 | 41.7% | — | #364 |
What Delta Bank lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Delta Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Morehouse Parish | 6 | 3 | 3 | 50.0% |
| Ouachita Parish | 3 | 2 | 1 | 33.3% |
| Union Parish | 3 | 2 | 1 | 33.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 12 applications in 2025, of which 7 were originated and 5 denied.
41.7% of all applications, or 41.7% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Delta Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology