Deephaven Mortgage in Georgia vs the state
29.2%Denial rate+9.95 pts vs state
32.6%Decision denial rate+7.57 pts vs state
59.4%Origination rate+5.27 pts vs state
7.50%Median rate+0.88 pts vs state
1.42Rate spread (pts)+1.15 pts vs state
$242kMedian applicant income
352Loans originated
173Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 383 | 258 | 21.2% | 7.88% | #156 |
| 2024 | 483 | 251 | 35.2% | 7.99% | #144 |
| 2025 | 593 | 352 | 29.2% | 7.50% | #137 |
What Deephaven Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 129 | 76 | 38 | 29.5% |
| DeKalb County | 48 | 28 | 14 | 29.2% |
| Gwinnett County | 44 | 30 | 8 | 18.2% |
| Cobb County | 39 | 26 | 9 | 23.1% |
| Chatham County | 24 | 13 | 6 | 25.0% |
| Cherokee County | 23 | 12 | 11 | 47.8% |
| Forsyth County | 21 | 10 | 9 | 42.9% |
| Muscogee County | 14 | 12 | 1 | 7.1% |
| Clayton County | 14 | 7 | 6 | 42.9% |
| Paulding County | 13 | 8 | 3 | 23.1% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 593 applications in 2025, of which 352 were originated and 173 denied.
29.2% of all applications, or 32.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Deephaven Mortgage originated in Georgia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology