Deephaven Mortgage · Arizona · 2025

Deephaven Mortgage in Arizona: approval rate, denial rate and rates (2025)

Deephaven Mortgage took 319 mortgage applications in Arizona in 2025, ranking #142 of 1,082 lenders active in the state. It originated 60.5% of them and denied 28.2% (31.6% of the applications it decided), against a statewide denial rate of 16.2%.

319Applicationsin AZ
31.6%Decision denial ratestate 20.4%
7.38%Median ratestate 6.50%
$345,000Median loanstate $275,000
$106MVolume12 counties

Deephaven Mortgage in Arizona vs the state

28.2%Denial rate+11.98 pts vs state
31.6%Decision denial rate+11.17 pts vs state
60.5%Origination rate+1.02 pts vs state
7.38%Median rate+0.88 pts vs state
1.16Rate spread (pts)+0.94 pts vs state
$324kMedian applicant income
193Loans originated
90Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
202328820223.3%5.74%#137
202426315828.9%7.69%#145
202531919328.2%7.38%#142

What Deephaven Mortgage lends in Arizona

By loan purpose

Home purchase 132 41% · 26.5% denied
Refinance 26 8% · 26.9% denied
Cash-out refinance 65 20% · 26.2% denied
Home improvement 52 16% · 30.8% denied
Other / HELOC 44 14% · 34.1% denied

By loan type

Conventional 319 100% · 28.2% denied

Why it denied Arizona applicants

Unverifiable information 38 42%
Collateral 22 24%
Incomplete application 14 16%
Debt-to-income ratio 12 13%
Credit history 3 3%
Insufficient cash 1 1%

Where in Arizona

Counties with the most Deephaven Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 22113666 29.9%
Pima County 533510 18.9%
Yavapai County 1144 36.4%
Mohave County 1053 30.0%
Cochise County 522 40.0%
Coconino County 531 20.0%
Santa Cruz County 303 100.0%
Pinal County 330 0.0%
La Paz County 210 0.0%
Navajo County 210 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 319 applications in 2025, of which 193 were originated and 90 denied.

28.2% of all applications, or 31.6% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Deephaven Mortgage originated in Arizona in 2025 was 7.38%, against a statewide median of 6.50%.

About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology