Data Mortgage in Tennessee vs the state
15.4%Denial rate-1.76 pts vs state
25.0%Decision denial rate+3.32 pts vs state
46.2%Origination rate-11.93 pts vs state
6.25%Median rate-0.37 pts vs state
0.16Rate spread (pts)-0.07 pts vs state
$123kMedian applicant income
6Loans originated
2Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 4 | 20.0% | 7.13% | #746 |
| 2024 | 11 | 5 | 9.1% | 6.25% | #586 |
| 2025 | 13 | 6 | 15.4% | 6.25% | #604 |
What Data Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Data Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Williamson County | 2 | 1 | 0 | 0.0% |
| Davidson County | 2 | 1 | 1 | 50.0% |
| Sumner County | 2 | 0 | 1 | 50.0% |
| Grainger County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 0 | 0 | 0.0% |
| Putnam County | 1 | 1 | 0 | 0.0% |
| Monroe County | 1 | 0 | 0 | 0.0% |
| Rutherford County | 1 | 0 | 0 | 0.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Robertson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 13 applications in 2025, of which 6 were originated and 2 denied.
15.4% of all applications, or 25.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Data Mortgage originated in Tennessee in 2025 was 6.25%, against a statewide median of 6.62%.
About this data. Figures are Data Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology