Data Mortgage · Missouri · 2025

Data Mortgage in Missouri: approval rate, denial rate and rates (2025)

Data Mortgage took 18 mortgage applications in Missouri in 2025, ranking #445 of 1,023 lenders active in the state. It originated 61.1% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.1%.

18Applicationsin MO
0.0%Decision denial ratestate 18.7%
6.13%Median ratestate 6.63%
$210,000Median loanstate $175,000
$2.4MVolume10 counties

Data Mortgage in Missouri vs the state

0.0%Denial rate-15.07 pts vs state
0.0%Decision denial rate-18.70 pts vs state
61.1%Origination rate-1.55 pts vs state
6.13%Median rate-0.50 pts vs state
0.20Rate spread (pts)-0.15 pts vs state
$76kMedian applicant income
11Loans originated
0Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
20248312.5%5.75%#522
202518110.0%6.13%#445

What Data Mortgage lends in Missouri

By loan purpose

Home purchase 2 11% · 0.0% denied
Refinance 12 67% · 0.0% denied
Cash-out refinance 4 22% · 0.0% denied

By loan type

Conventional 2 11% · 0.0% denied
FHA 16 89% · 0.0% denied

Where in Missouri

Counties with the most Data Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Louis County 520 0.0%
Clay County 420 0.0%
Greene County 220 0.0%
Butler County 110 0.0%
Johnson County 110 0.0%
Cape Girardeau County 110 0.0%
St. Charles County 110 0.0%
Putnam County 100 0.0%
Hickory County 110 0.0%
Polk County 100 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 18 applications in 2025, of which 11 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Data Mortgage originated in Missouri in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Data Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology