DAS Acquisition Company in Michigan vs the state
1.3%Denial rate-17.26 pts vs state
1.5%Decision denial rate-21.07 pts vs state
75.2%Origination rate+15.27 pts vs state
6.63%Median rate-0.13 pts vs state
0.59Rate spread (pts)+0.19 pts vs state
$71kMedian applicant income
357Loans originated
6Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 519 | 386 | 0.2% | 6.88% | #106 |
| 2024 | 500 | 368 | 1.4% | 6.75% | #114 |
| 2025 | 475 | 357 | 1.3% | 6.63% | #132 |
What DAS Acquisition Company lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most DAS Acquisition Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Genesee County | 192 | 152 | 3 | 1.6% |
| Bay County | 77 | 59 | 0 | 0.0% |
| Saginaw County | 47 | 33 | 2 | 4.3% |
| Shiawassee County | 27 | 19 | 0 | 0.0% |
| Midland County | 23 | 18 | 0 | 0.0% |
| Tuscola County | 20 | 15 | 0 | 0.0% |
| Oakland County | 11 | 10 | 0 | 0.0% |
| Huron County | 7 | 4 | 0 | 0.0% |
| Lapeer County | 6 | 5 | 0 | 0.0% |
| Gladwin County | 6 | 2 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 475 applications in 2025, of which 357 were originated and 6 denied.
1.3% of all applications, or 1.5% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans DAS Acquisition Company originated in Michigan in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are DAS Acquisition Company's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology