CU Community in Mississippi vs the state
60.0%Denial rate+37.08 pts vs state
60.0%Decision denial rate+31.55 pts vs state
20.0%Origination rate-32.87 pts vs state
7.63%Median rate+0.88 pts vs state
1.86Rate spread (pts)+1.53 pts vs state
$56kMedian applicant income
1Loans originated
3Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 1 | 77.8% | 8.13% | #288 |
| 2024 | 12 | 3 | 25.0% | 6.75% | #269 |
| 2025 | 5 | 1 | 60.0% | 7.63% | #354 |
What CU Community lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most CU Community applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 0 | 0 | 0.0% |
| Monroe County | 1 | 0 | 1 | 100.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 5 applications in 2025, of which 1 were originated and 3 denied.
60.0% of all applications, or 60.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans CU Community originated in Mississippi in 2025 was 7.63%, against a statewide median of 6.75%.
About this data. Figures are CU Community's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology