Credit Union One in Ohio vs the state
18.2%Denial rate+0.49 pts vs state
22.2%Decision denial rate+0.33 pts vs state
59.1%Origination rate-0.81 pts vs state
7.99%Median rate+1.12 pts vs state
1.00Rate spread (pts)+0.61 pts vs state
$94kMedian applicant income
13Loans originated
4Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 4 | 28.6% | 7.81% | #650 |
| 2024 | 20 | 15 | 5.0% | 8.99% | #519 |
| 2025 | 22 | 13 | 18.2% | 7.99% | #512 |
What Credit Union One lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Credit Union One applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lucas County | 6 | 4 | 1 | 16.7% |
| Summit County | 5 | 3 | 1 | 20.0% |
| Cuyahoga County | 3 | 1 | 1 | 33.3% |
| Lake County | 3 | 2 | 0 | 0.0% |
| Allen County | 2 | 1 | 0 | 0.0% |
| Wood County | 2 | 2 | 0 | 0.0% |
| Medina County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 22 applications in 2025, of which 13 were originated and 4 denied.
18.2% of all applications, or 22.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Credit Union One originated in Ohio in 2025 was 7.99%, against a statewide median of 6.88%.
About this data. Figures are Credit Union One's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology