Credit Union Mortgage Association in Oregon vs the state
7.1%Denial rate-8.17 pts vs state
10.0%Decision denial rate-9.16 pts vs state
64.3%Origination rate+3.67 pts vs state
5.38%Median rate-1.38 pts vs state
-0.55Rate spread (pts)-0.83 pts vs state
$214kMedian applicant income
9Loans originated
1Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 2 | 9.1% | 6.31% | #341 |
| 2025 | 14 | 9 | 7.1% | 5.38% | #330 |
What Credit Union Mortgage Association lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Credit Union Mortgage Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 5 | 3 | 0 | 0.0% |
| Deschutes County | 2 | 2 | 0 | 0.0% |
| Marion County | 2 | 1 | 0 | 0.0% |
| Clackamas County | 1 | 1 | 0 | 0.0% |
| Lane County | 1 | 0 | 0 | 0.0% |
| Crook County | 1 | 0 | 1 | 100.0% |
| Multnomah County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 14 applications in 2025, of which 9 were originated and 1 denied.
7.1% of all applications, or 10.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Credit Union Mortgage Association originated in Oregon in 2025 was 5.38%, against a statewide median of 6.75%.
About this data. Figures are Credit Union Mortgage Association's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology