Credit Union Mortgage Association in Mississippi vs the state
11.1%Denial rate-11.81 pts vs state
22.2%Decision denial rate-6.23 pts vs state
38.9%Origination rate-13.98 pts vs state
6.00%Median rate-0.75 pts vs state
-0.24Rate spread (pts)-0.58 pts vs state
$92kMedian applicant income
7Loans originated
2Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 15 | 13.2% | 5.75% | #170 |
| 2024 | 28 | 23 | 10.7% | 6.00% | #205 |
| 2025 | 18 | 7 | 11.1% | 6.00% | #246 |
What Credit Union Mortgage Association lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Credit Union Mortgage Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 9 | 3 | 1 | 11.1% |
| Adams County | 2 | 0 | 0 | 0.0% |
| Lafayette County | 2 | 1 | 0 | 0.0% |
| Pearl River County | 1 | 1 | 0 | 0.0% |
| Jasper County | 1 | 0 | 0 | 0.0% |
| Pontotoc County | 1 | 1 | 0 | 0.0% |
| Monroe County | 1 | 0 | 1 | 100.0% |
| Pike County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 18 applications in 2025, of which 7 were originated and 2 denied.
11.1% of all applications, or 22.2% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Credit Union Mortgage Association originated in Mississippi in 2025 was 6.00%, against a statewide median of 6.75%.
About this data. Figures are Credit Union Mortgage Association's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology