CPM Federal Credit Union in Georgia vs the state
23.5%Denial rate+4.31 pts vs state
28.6%Decision denial rate+3.50 pts vs state
58.8%Origination rate+4.73 pts vs state
5.39%Median rate-1.24 pts vs state
-0.53Rate spread (pts)-0.80 pts vs state
$126kMedian applicant income
10Loans originated
4Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 5 | 22.2% | 8.74% | #688 |
| 2024 | 6 | 1 | 33.3% | 9.75% | #729 |
| 2025 | 17 | 10 | 23.5% | 5.39% | #592 |
What CPM Federal Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most CPM Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chatham County | 4 | 1 | 1 | 25.0% |
| Effingham County | 3 | 3 | 0 | 0.0% |
| Forsyth County | 2 | 1 | 1 | 50.0% |
| Bryan County | 2 | 1 | 0 | 0.0% |
| Hall County | 1 | 0 | 1 | 100.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Elbert County | 1 | 1 | 0 | 0.0% |
| Fulton County | 1 | 1 | 0 | 0.0% |
| DeKalb County | 1 | 0 | 1 | 100.0% |
| Bulloch County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 17 applications in 2025, of which 10 were originated and 4 denied.
23.5% of all applications, or 28.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans CPM Federal Credit Union originated in Georgia in 2025 was 5.39%, against a statewide median of 6.63%.
About this data. Figures are CPM Federal Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology