CoreFirst Bank & Trust in Colorado vs the state
18.2%Denial rate+2.55 pts vs state
18.2%Decision denial rate-1.48 pts vs state
72.7%Origination rate+12.71 pts vs state
7.80%Median rate+1.17 pts vs state
0.97Rate spread (pts)+0.82 pts vs state
$192kMedian applicant income
8Loans originated
2Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 13 | 5.6% | 6.75% | #419 |
| 2024 | 12 | 10 | 8.3% | 8.25% | #470 |
| 2025 | 11 | 8 | 18.2% | 7.80% | #493 |
What CoreFirst Bank & Trust lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most CoreFirst Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 4 | 4 | 0 | 0.0% |
| Denver County | 3 | 2 | 1 | 33.3% |
| Arapahoe County | 2 | 1 | 1 | 50.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 11 applications in 2025, of which 8 were originated and 2 denied.
18.2% of all applications, or 18.2% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans CoreFirst Bank & Trust originated in Colorado in 2025 was 7.80%, against a statewide median of 6.63%.
About this data. Figures are CoreFirst Bank & Trust's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology