Copiah Bank in Mississippi vs the state
10.1%Denial rate-12.83 pts vs state
10.5%Decision denial rate-17.97 pts vs state
86.2%Origination rate+33.37 pts vs state
—Median rate
—Rate spread (pts)
$90kMedian applicant income
94Loans originated
11Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 78 | 9.4% | — | #113 |
| 2024 | 92 | 77 | 10.9% | — | #119 |
| 2025 | 109 | 94 | 10.1% | — | #124 |
What Copiah Bank lends in Mississippi
By loan purpose
By loan type
Where in Mississippi
Counties with the most Copiah Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rankin County | 38 | 32 | 5 | 13.2% |
| Copiah County | 37 | 33 | 3 | 8.1% |
| Hinds County | 17 | 16 | 1 | 5.9% |
| Simpson County | 6 | 6 | 0 | 0.0% |
| Lincoln County | 3 | 1 | 1 | 33.3% |
| Warren County | 2 | 1 | 0 | 0.0% |
| Forrest County | 2 | 2 | 0 | 0.0% |
| Madison County | 2 | 1 | 1 | 50.0% |
| Oktibbeha County | 1 | 1 | 0 | 0.0% |
| Lawrence County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 109 applications in 2025, of which 94 were originated and 11 denied.
10.1% of all applications, or 10.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Copiah Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology