Contour Mortgage in Georgia vs the state
3.1%Denial rate-16.09 pts vs state
7.1%Decision denial rate-17.93 pts vs state
40.6%Origination rate-13.46 pts vs state
6.88%Median rate+0.25 pts vs state
0.47Rate spread (pts)+0.20 pts vs state
$97kMedian applicant income
13Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 177 | 60 | 0.0% | 6.50% | #242 |
| 2024 | 51 | 27 | 3.9% | 6.63% | #430 |
| 2025 | 32 | 13 | 3.1% | 6.88% | #513 |
What Contour Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Contour Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 5 | 3 | 1 | 20.0% |
| Fulton County | 2 | 2 | 0 | 0.0% |
| Douglas County | 2 | 0 | 0 | 0.0% |
| Clayton County | 2 | 1 | 0 | 0.0% |
| Liberty County | 2 | 2 | 0 | 0.0% |
| Muscogee County | 2 | 0 | 0 | 0.0% |
| Rockdale County | 2 | 0 | 0 | 0.0% |
| Chatham County | 1 | 1 | 0 | 0.0% |
| Lumpkin County | 1 | 0 | 0 | 0.0% |
| Bibb County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 32 applications in 2025, of which 13 were originated and 1 denied.
3.1% of all applications, or 7.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Contour Mortgage originated in Georgia in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Contour Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology