Consumers Credit Union · Indiana · 2025

Consumers Credit Union in Indiana: approval rate, denial rate and rates (2025)

Consumers Credit Union took 20 mortgage applications in Indiana in 2025, ranking #458 of 1,025 lenders active in the state. It originated 70.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.6%.

20Applicationsin IN
0.0%Decision denial ratestate 20.1%
6.75%Median ratestate 6.75%
$200,000Median loanstate $155,000
$3.7MVolume13 counties

Consumers Credit Union in Indiana vs the state

0.0%Denial rate-16.57 pts vs state
0.0%Decision denial rate-20.14 pts vs state
70.0%Origination rate+7.75 pts vs state
6.75%Median rate0.00 pts vs state
0.23Rate spread (pts)-0.14 pts vs state
$118kMedian applicant income
14Loans originated
0Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231895.6%7.25%#444
202423144.4%6.63%#430
202520140.0%6.75%#458

What Consumers Credit Union lends in Indiana

By loan purpose

Home purchase 14 70% · 0.0% denied
Refinance 2 10% · 0.0% denied
Cash-out refinance 4 20% · 0.0% denied

By loan type

Conventional 20 100% · 0.0% denied

Where in Indiana

Counties with the most Consumers Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Joseph County 330 0.0%
Steuben County 210 0.0%
Porter County 210 0.0%
Allen County 220 0.0%
Hamilton County 220 0.0%
Noble County 220 0.0%
Randolph County 100 0.0%
DeKalb County 110 0.0%
Fulton County 110 0.0%
Delaware County 100 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 20 applications in 2025, of which 14 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Consumers Credit Union originated in Indiana in 2025 was 6.75%, against a statewide median of 6.75%.

About this data. Figures are Consumers Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology