Consumers Cooperative Credit Union in Tennessee vs the state
35.7%Denial rate+18.57 pts vs state
41.7%Decision denial rate+19.99 pts vs state
42.9%Origination rate-15.22 pts vs state
5.94%Median rate-0.69 pts vs state
-0.19Rate spread (pts)-0.42 pts vs state
$131kMedian applicant income
12Loans originated
10Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 6 | 0.0% | 7.00% | #667 |
| 2024 | 15 | 6 | 40.0% | 7.00% | #548 |
| 2025 | 28 | 12 | 35.7% | 5.94% | #494 |
What Consumers Cooperative Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Consumers Cooperative Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 6 | 2 | 3 | 50.0% |
| Shelby County | 3 | 1 | 0 | 0.0% |
| Williamson County | 2 | 2 | 0 | 0.0% |
| Knox County | 2 | 1 | 1 | 50.0% |
| McMinn County | 1 | 1 | 0 | 0.0% |
| Wayne County | 1 | 0 | 0 | 0.0% |
| Monroe County | 1 | 0 | 0 | 0.0% |
| Weakley County | 1 | 0 | 1 | 100.0% |
| Smith County | 1 | 1 | 0 | 0.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 28 applications in 2025, of which 12 were originated and 10 denied.
35.7% of all applications, or 41.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Consumers Cooperative Credit Union originated in Tennessee in 2025 was 5.94%, against a statewide median of 6.62%.
About this data. Figures are Consumers Cooperative Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology