Connexus Credit Union in Tennessee vs the state
70.3%Denial rate+53.13 pts vs state
86.7%Decision denial rate+64.99 pts vs state
8.1%Origination rate-49.97 pts vs state
6.49%Median rate-0.13 pts vs state
0.40Rate spread (pts)+0.17 pts vs state
$132kMedian applicant income
3Loans originated
26Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 101 | 29 | 49.5% | 4.49% | #289 |
| 2024 | 35 | 13 | 45.7% | 6.99% | #439 |
| 2025 | 37 | 3 | 70.3% | 6.49% | #456 |
What Connexus Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 6 | 0 | 4 | 66.7% |
| Robertson County | 3 | 0 | 2 | 66.7% |
| Davidson County | 3 | 0 | 3 | 100.0% |
| Williamson County | 3 | 0 | 2 | 66.7% |
| Greene County | 2 | 0 | 1 | 50.0% |
| Shelby County | 2 | 0 | 2 | 100.0% |
| Sumner County | 2 | 1 | 1 | 50.0% |
| Grainger County | 1 | 0 | 1 | 100.0% |
| Knox County | 1 | 0 | 1 | 100.0% |
| Bedford County | 1 | 0 | 1 | 100.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 37 applications in 2025, of which 3 were originated and 26 denied.
70.3% of all applications, or 86.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Connexus Credit Union originated in Tennessee in 2025 was 6.49%, against a statewide median of 6.62%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology