Connexus Credit Union · Oregon · 2025

Connexus Credit Union in Oregon: approval rate, denial rate and rates (2025)

Connexus Credit Union took 17 mortgage applications in Oregon in 2025, ranking #309 of 700 lenders active in the state. It originated 5.9% of them and denied 70.6% (85.7% of the applications it decided), against a statewide denial rate of 15.3%.

17Applicationsin OR
85.7%Decision denial ratestate 19.2%
6.49%Median ratestate 6.75%
$185,000Median loanstate $275,000
$195kVolume10 counties

Connexus Credit Union in Oregon vs the state

70.6%Denial rate+55.28 pts vs state
85.7%Decision denial rate+66.55 pts vs state
5.9%Origination rate-54.74 pts vs state
6.49%Median rate-0.26 pts vs state
-0.69Rate spread (pts)-0.97 pts vs state
$138kMedian applicant income
1Loans originated
12Denied

Trend in Oregon

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023451640.0%4.49%#208
202416743.8%6.49%#302
202517170.6%6.49%#309

What Connexus Credit Union lends in Oregon

By loan purpose

Home purchase 1 6% · 100.0% denied
Refinance 2 12% · 100.0% denied
Cash-out refinance 2 12% · 50.0% denied
Home improvement 8 47% · 62.5% denied
Other / HELOC 4 24% · 75.0% denied

By loan type

Conventional 17 100% · 70.6% denied

Why it denied Oregon applicants

Other 5 42%
Debt-to-income ratio 4 33%
Credit history 2 17%
Incomplete application 1 8%

Where in Oregon

Counties with the most Connexus Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Multnomah County 603 50.0%
Deschutes County 211 50.0%
Washington County 201 50.0%
Marion County 101 100.0%
Jackson County 101 100.0%
Yamhill County 101 100.0%
Josephine County 101 100.0%
Lane County 101 100.0%
Douglas County 101 100.0%
Clackamas County 101 100.0%

Other large lenders in Oregon

LenderGradeApplicationsDenial rateMedian rate
Onpoint Community Credit UnionB 10,71015.7%7.50%
Rocket MortgageC 6,64916.3%6.75%
United Shore Financial ServicesB 6,60010.4%6.25%
Guild MortgageA 6,0342.6%6.55%
U.S. BankD 4,87531.6%7.85%
Umpqua BankC 3,15523.0%7.50%
NewrezD 2,94512.9%6.63%
CMG MortgageA 2,7022.9%6.50%
Pennymac Loan ServicesC 2,64210.2%6.62%
Rogue Credit UnionC 2,51110.2%7.49%

Frequently asked questions

Oregon: 17 applications in 2025, of which 1 were originated and 12 denied.

70.6% of all applications, or 85.7% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.

The median rate on loans Connexus Credit Union originated in Oregon in 2025 was 6.49%, against a statewide median of 6.75%.

About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology