Connexus Credit Union in Georgia vs the state
56.8%Denial rate+37.62 pts vs state
62.8%Decision denial rate+37.72 pts vs state
30.5%Origination rate-23.56 pts vs state
6.49%Median rate-0.13 pts vs state
-0.23Rate spread (pts)-0.50 pts vs state
$166kMedian applicant income
29Loans originated
54Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 151 | 53 | 47.7% | 4.49% | #257 |
| 2024 | 95 | 20 | 55.8% | 6.49% | #338 |
| 2025 | 95 | 29 | 56.8% | 6.49% | #346 |
What Connexus Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 14 | 5 | 8 | 57.1% |
| Gwinnett County | 11 | 1 | 10 | 90.9% |
| Cobb County | 8 | 3 | 3 | 37.5% |
| DeKalb County | 8 | 6 | 2 | 25.0% |
| Forsyth County | 7 | 1 | 4 | 57.1% |
| Jackson County | 3 | 2 | 0 | 0.0% |
| Walton County | 3 | 1 | 2 | 66.7% |
| Chatham County | 3 | 1 | 1 | 33.3% |
| Cherokee County | 3 | 1 | 1 | 33.3% |
| Coweta County | 2 | 0 | 2 | 100.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 95 applications in 2025, of which 29 were originated and 54 denied.
56.8% of all applications, or 62.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Connexus Credit Union originated in Georgia in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology