Connections Credit Union in Idaho vs the state
0.9%Denial rate-13.55 pts vs state
0.9%Decision denial rate-16.60 pts vs state
96.0%Origination rate+32.94 pts vs state
7.50%Median rate+0.88 pts vs state
-0.06Rate spread (pts)-0.21 pts vs state
$79kMedian applicant income
214Loans originated
2Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 219 | 197 | 5.9% | 8.00% | #69 |
| 2024 | 214 | 190 | 1.9% | 8.50% | #78 |
| 2025 | 223 | 214 | 0.9% | 7.50% | #80 |
What Connections Credit Union lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Connections Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bannock County | 81 | 80 | 0 | 0.0% |
| Ada County | 44 | 42 | 0 | 0.0% |
| Bonneville County | 20 | 20 | 0 | 0.0% |
| Bingham County | 16 | 14 | 0 | 0.0% |
| Minidoka County | 14 | 14 | 0 | 0.0% |
| Twin Falls County | 14 | 12 | 1 | 7.1% |
| Canyon County | 8 | 7 | 0 | 0.0% |
| Cassia County | 8 | 8 | 0 | 0.0% |
| Power County | 4 | 4 | 0 | 0.0% |
| Gooding County | 2 | 2 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 223 applications in 2025, of which 214 were originated and 2 denied.
0.9% of all applications, or 0.9% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Connections Credit Union originated in Idaho in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Connections Credit Union's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology