Communityamerica Credit Union · Washington · 2025

Communityamerica Credit Union in Washington: approval rate, denial rate and rates (2025)

Communityamerica Credit Union took 11 mortgage applications in Washington in 2025, ranking #454 of 822 lenders active in the state. It originated 45.5% of them and denied 9.1% (16.7% of the applications it decided), against a statewide denial rate of 15.7%.

11Applicationsin WA
16.7%Decision denial ratestate 19.5%
5.75%Median ratestate 6.63%
$395,000Median loanstate $335,000
$3.3MVolume7 counties

Communityamerica Credit Union in Washington vs the state

9.1%Denial rate-6.56 pts vs state
16.7%Decision denial rate-2.87 pts vs state
45.5%Origination rate-15.61 pts vs state
5.75%Median rate-0.88 pts vs state
-0.27Rate spread (pts)-0.45 pts vs state
$221kMedian applicant income
5Loans originated
1Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
202410610.0%6.31%#450
20251159.1%5.75%#454

What Communityamerica Credit Union lends in Washington

By loan purpose

Home purchase 6 55% · 0.0% denied
Refinance 1 9% · 0.0% denied
Home improvement 3 27% · 33.3% denied
Other / HELOC 1 9% · 0.0% denied

By loan type

Conventional 11 100% · 9.1% denied

Why it denied Washington applicants

Debt-to-income ratio 1 100%

Where in Washington

Counties with the most Communityamerica Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 430 0.0%
Spokane County 210 0.0%
Island County 100 0.0%
Yakima County 101 100.0%
Pierce County 100 0.0%
Snohomish County 100 0.0%
Clark County 110 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 11 applications in 2025, of which 5 were originated and 1 denied.

9.1% of all applications, or 16.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Communityamerica Credit Union originated in Washington in 2025 was 5.75%, against a statewide median of 6.63%.

About this data. Figures are Communityamerica Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology