Communityamerica Credit Union in Oklahoma vs the state
22.2%Denial rate+4.30 pts vs state
33.3%Decision denial rate+10.46 pts vs state
44.4%Origination rate-11.66 pts vs state
7.00%Median rate+0.38 pts vs state
0.27Rate spread (pts)-0.08 pts vs state
$141kMedian applicant income
8Loans originated
4Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 6 | 0.0% | 6.81% | #433 |
| 2024 | 12 | 7 | 8.3% | 6.38% | #365 |
| 2025 | 18 | 8 | 22.2% | 7.00% | #343 |
What Communityamerica Credit Union lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Communityamerica Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Delaware County | 5 | 1 | 2 | 40.0% |
| Cleveland County | 4 | 1 | 2 | 50.0% |
| Tulsa County | 2 | 0 | 0 | 0.0% |
| Payne County | 1 | 0 | 0 | 0.0% |
| Adair County | 1 | 1 | 0 | 0.0% |
| Bryan County | 1 | 1 | 0 | 0.0% |
| Pittsburg County | 1 | 1 | 0 | 0.0% |
| Wagoner County | 1 | 1 | 0 | 0.0% |
| Osage County | 1 | 1 | 0 | 0.0% |
| Woods County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 18 applications in 2025, of which 8 were originated and 4 denied.
22.2% of all applications, or 33.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Communityamerica Credit Union originated in Oklahoma in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Communityamerica Credit Union's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology