Communityamerica Credit Union in Arkansas vs the state
26.3%Denial rate+8.13 pts vs state
37.6%Decision denial rate+14.50 pts vs state
42.9%Origination rate-13.97 pts vs state
6.63%Median rate0.00 pts vs state
0.09Rate spread (pts)-0.25 pts vs state
$103kMedian applicant income
57Loans originated
35Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 7 | 0.0% | 5.88% | #346 |
| 2024 | 13 | 9 | 7.7% | 6.63% | #316 |
| 2025 | 133 | 57 | 26.3% | 6.63% | #136 |
What Communityamerica Credit Union lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Communityamerica Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 91 | 35 | 25 | 27.5% |
| Washington County | 21 | 10 | 8 | 38.1% |
| Madison County | 4 | 2 | 1 | 25.0% |
| Pulaski County | 4 | 3 | 0 | 0.0% |
| Baxter County | 3 | 3 | 0 | 0.0% |
| Crawford County | 3 | 0 | 1 | 33.3% |
| Saline County | 2 | 1 | 0 | 0.0% |
| Craighead County | 2 | 2 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
| Mississippi County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 133 applications in 2025, of which 57 were originated and 35 denied.
26.3% of all applications, or 37.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Communityamerica Credit Union originated in Arkansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Communityamerica Credit Union's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology