Community National Bank & Trust in Missouri vs the state
3.9%Denial rate-11.17 pts vs state
4.4%Decision denial rate-14.34 pts vs state
84.7%Origination rate+22.02 pts vs state
7.58%Median rate+0.95 pts vs state
1.20Rate spread (pts)+0.85 pts vs state
$79kMedian applicant income
326Loans originated
15Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 348 | 276 | 5.2% | 8.00% | #101 |
| 2024 | 385 | 321 | 4.9% | 8.15% | #104 |
| 2025 | 385 | 326 | 3.9% | 7.58% | #115 |
What Community National Bank & Trust lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Community National Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 165 | 141 | 6 | 3.6% |
| Johnson County | 46 | 42 | 0 | 0.0% |
| Vernon County | 32 | 30 | 1 | 3.1% |
| Jackson County | 19 | 12 | 3 | 15.8% |
| Jasper County | 17 | 15 | 0 | 0.0% |
| Henry County | 17 | 13 | 0 | 0.0% |
| Cedar County | 15 | 10 | 1 | 6.7% |
| Barton County | 15 | 13 | 0 | 0.0% |
| Pettis County | 12 | 11 | 0 | 0.0% |
| Hickory County | 9 | 6 | 3 | 33.3% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 385 applications in 2025, of which 326 were originated and 15 denied.
3.9% of all applications, or 4.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Community National Bank & Trust originated in Missouri in 2025 was 7.58%, against a statewide median of 6.63%.
About this data. Figures are Community National Bank & Trust's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology