Community First National Bank · Mississippi · 2025

Community First National Bank in Mississippi: approval rate, denial rate and rates (2025)

Community First National Bank took 7 mortgage applications in Mississippi in 2025, ranking #316 of 681 lenders active in the state. It originated 85.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 22.9%.

7Applicationsin MS
0.0%Decision denial ratestate 28.5%
Median ratestate 6.75%
$255,000Median loanstate $135,000
$1.4MVolume4 counties

Community First National Bank in Mississippi vs the state

0.0%Denial rate-22.92 pts vs state
0.0%Decision denial rate-28.45 pts vs state
85.7%Origination rate+32.84 pts vs state
Median rate
Rate spread (pts)
$264kMedian applicant income
6Loans originated
0Denied

What Community First National Bank lends in Mississippi

By loan purpose

Home purchase 1 14% · 0.0% denied
Refinance 1 14% · 0.0% denied
Cash-out refinance 5 71% · 0.0% denied

By loan type

Conventional 3 43% · 0.0% denied
VA 4 57% · 0.0% denied

Where in Mississippi

Counties with the most Community First National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
DeSoto County 330 0.0%
Harrison County 220 0.0%
Stone County 110 0.0%
Alcorn County 100 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 7 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Community First National Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology