Community First Bank in Washington vs the state
3.5%Denial rate-12.16 pts vs state
4.2%Decision denial rate-15.37 pts vs state
80.2%Origination rate+19.17 pts vs state
—Median rate
—Rate spread (pts)
$173kMedian applicant income
69Loans originated
3Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 72 | 2.9% | — | #213 |
| 2024 | 126 | 92 | 10.3% | — | #207 |
| 2025 | 86 | 69 | 3.5% | — | #253 |
What Community First Bank lends in Washington
By loan purpose
By loan type
Where in Washington
Counties with the most Community First Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 60 | 48 | 3 | 5.0% |
| Franklin County | 19 | 16 | 0 | 0.0% |
| Walla Walla County | 2 | 1 | 0 | 0.0% |
| Stevens County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Spokane County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 0 | 0 | 0.0% |
| King County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 86 applications in 2025, of which 69 were originated and 3 denied.
3.5% of all applications, or 4.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Community First Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology