Community First Bank of Indiana in Indiana vs the state
8.7%Denial rate-7.92 pts vs state
9.8%Decision denial rate-10.38 pts vs state
79.5%Origination rate+17.21 pts vs state
7.00%Median rate+0.25 pts vs state
0.22Rate spread (pts)-0.14 pts vs state
$92kMedian applicant income
147Loans originated
16Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 193 | 160 | 6.7% | 7.25% | #181 |
| 2024 | 179 | 147 | 8.9% | 7.25% | #202 |
| 2025 | 185 | 147 | 8.7% | 7.00% | #209 |
What Community First Bank of Indiana lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Community First Bank of Indiana applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Howard County | 108 | 85 | 10 | 9.3% |
| Marion County | 17 | 14 | 1 | 5.9% |
| Hamilton County | 13 | 9 | 4 | 30.8% |
| Madison County | 7 | 6 | 0 | 0.0% |
| Grant County | 7 | 4 | 0 | 0.0% |
| Tipton County | 7 | 6 | 0 | 0.0% |
| Fulton County | 4 | 3 | 0 | 0.0% |
| Miami County | 4 | 4 | 0 | 0.0% |
| Cass County | 3 | 3 | 0 | 0.0% |
| Delaware County | 2 | 2 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 185 applications in 2025, of which 147 were originated and 16 denied.
8.7% of all applications, or 9.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Community First Bank of Indiana originated in Indiana in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Community First Bank of Indiana's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology