Community Bank in Ohio vs the state
5.0%Denial rate-12.69 pts vs state
5.0%Decision denial rate-16.89 pts vs state
95.0%Origination rate+35.10 pts vs state
6.64%Median rate-0.23 pts vs state
0.22Rate spread (pts)-0.17 pts vs state
$75kMedian applicant income
19Loans originated
1Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 24 | 3.9% | 6.65% | #488 |
| 2024 | 21 | 19 | 9.5% | 7.38% | #514 |
| 2025 | 20 | 19 | 5.0% | 6.64% | #526 |
What Community Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 9 | 9 | 0 | 0.0% |
| Belmont County | 5 | 4 | 1 | 20.0% |
| Richland County | 2 | 2 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Cuyahoga County | 1 | 1 | 0 | 0.0% |
| Stark County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 20 applications in 2025, of which 19 were originated and 1 denied.
5.0% of all applications, or 5.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Community Bank originated in Ohio in 2025 was 6.64%, against a statewide median of 6.88%.
About this data. Figures are Community Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology