Community Bank in Oklahoma vs the state
12.5%Denial rate-5.42 pts vs state
13.9%Decision denial rate-8.95 pts vs state
71.6%Origination rate+15.49 pts vs state
—Median rate
—Rate spread (pts)
$99kMedian applicant income
63Loans originated
11Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 111 | 82 | 8.1% | — | #156 |
| 2024 | 97 | 77 | 5.2% | — | #176 |
| 2025 | 88 | 63 | 12.5% | — | #204 |
What Community Bank lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Creek County | 44 | 30 | 7 | 15.9% |
| Tulsa County | 19 | 15 | 0 | 0.0% |
| Oklahoma County | 5 | 5 | 0 | 0.0% |
| Lincoln County | 5 | 3 | 0 | 0.0% |
| Rogers County | 3 | 0 | 3 | 100.0% |
| McIntosh County | 2 | 2 | 0 | 0.0% |
| Payne County | 2 | 1 | 0 | 0.0% |
| Okmulgee County | 2 | 2 | 0 | 0.0% |
| Osage County | 2 | 2 | 0 | 0.0% |
| Wagoner County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 88 applications in 2025, of which 63 were originated and 11 denied.
12.5% of all applications, or 13.9% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Community Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology