Community Bank of Missouri · Missouri · 2025

Community Bank of Missouri in Missouri: approval rate, denial rate and rates (2025)

Community Bank of Missouri took 65 mortgage applications in Missouri in 2025, ranking #317 of 1,023 lenders active in the state. It originated 73.9% of them and denied 12.3% (12.9% of the applications it decided), against a statewide denial rate of 15.1%.

65Applicationsin MO
12.9%Decision denial ratestate 18.7%
Median ratestate 6.63%
$125,000Median loanstate $175,000
$8.9MVolume10 counties

Community Bank of Missouri in Missouri vs the state

12.3%Denial rate-2.76 pts vs state
12.9%Decision denial rate-5.80 pts vs state
73.9%Origination rate+11.19 pts vs state
Median rate
Rate spread (pts)
$122kMedian applicant income
48Loans originated
8Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023533615.1%#315
2024413017.1%#362
2025654812.3%#317

What Community Bank of Missouri lends in Missouri

By loan purpose

Home purchase 30 46% · 10.0% denied
Refinance 11 17% · 9.1% denied
Cash-out refinance 13 20% · 23.1% denied
Home improvement 6 9% · 16.7% denied
Other / HELOC 5 8% · 0.0% denied

By loan type

Conventional 65 100% · 12.3% denied

Where in Missouri

Counties with the most Community Bank of Missouri applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ray County 44335 11.4%
Lafayette County 861 12.5%
Clay County 431 25.0%
St. Clair County 201 50.0%
Benton County 220 0.0%
Pettis County 110 0.0%
Taney County 110 0.0%
Carroll County 100 0.0%
Cass County 110 0.0%
Nodaway County 110 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 65 applications in 2025, of which 48 were originated and 8 denied.

12.3% of all applications, or 12.9% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Community Bank of Missouri's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology