Colorado Federal Savings Bank in Iowa vs the state
5.4%Denial rate-7.45 pts vs state
6.7%Decision denial rate-8.64 pts vs state
75.7%Origination rate+7.22 pts vs state
6.38%Median rate-0.13 pts vs state
-0.10Rate spread (pts)-0.29 pts vs state
$121kMedian applicant income
28Loans originated
2Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 4 | 0.0% | 5.94% | #398 |
| 2025 | 37 | 28 | 5.4% | 6.38% | #253 |
What Colorado Federal Savings Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Colorado Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 14 | 12 | 0 | 0.0% |
| Scott County | 10 | 5 | 2 | 20.0% |
| Dallas County | 6 | 6 | 0 | 0.0% |
| Pottawattamie County | 4 | 2 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Harrison County | 1 | 1 | 0 | 0.0% |
| Story County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 37 applications in 2025, of which 28 were originated and 2 denied.
5.4% of all applications, or 6.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Colorado Federal Savings Bank originated in Iowa in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Colorado Federal Savings Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology