CMG Mortgage in Illinois vs the state
6.9%Denial rate-10.19 pts vs state
8.9%Decision denial rate-12.80 pts vs state
63.0%Origination rate+4.30 pts vs state
6.63%Median rate-0.13 pts vs state
0.39Rate spread (pts)+0.01 pts vs state
$123kMedian applicant income
382Loans originated
42Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 465 | 307 | 6.2% | 6.75% | #118 |
| 2024 | 605 | 384 | 6.0% | 6.99% | #100 |
| 2025 | 606 | 382 | 6.9% | 6.63% | #115 |
What CMG Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 180 | 101 | 20 | 11.1% |
| DuPage County | 55 | 35 | 2 | 3.6% |
| St. Clair County | 54 | 39 | 2 | 3.7% |
| Lake County | 40 | 24 | 4 | 10.0% |
| Will County | 38 | 16 | 5 | 13.2% |
| Winnebago County | 38 | 31 | 1 | 2.6% |
| Kane County | 33 | 28 | 1 | 3.0% |
| McHenry County | 22 | 14 | 0 | 0.0% |
| Madison County | 14 | 10 | 0 | 0.0% |
| Peoria County | 11 | 0 | 2 | 18.2% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 606 applications in 2025, of which 382 were originated and 42 denied.
6.9% of all applications, or 8.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans CMG Mortgage originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology