Clm Mortgage in Oregon vs the state
1.7%Denial rate-13.62 pts vs state
1.8%Decision denial rate-17.40 pts vs state
89.3%Origination rate+28.68 pts vs state
5.49%Median rate-1.26 pts vs state
-0.70Rate spread (pts)-0.98 pts vs state
$136kMedian applicant income
317Loans originated
6Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 69 | 62 | 1.5% | 4.99% | #178 |
| 2025 | 355 | 317 | 1.7% | 5.49% | #79 |
What Clm Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Clm Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clackamas County | 118 | 105 | 4 | 3.4% |
| Washington County | 116 | 105 | 2 | 1.7% |
| Lane County | 53 | 43 | 0 | 0.0% |
| Yamhill County | 35 | 34 | 0 | 0.0% |
| Jackson County | 16 | 15 | 0 | 0.0% |
| Marion County | 15 | 13 | 0 | 0.0% |
| Klamath County | 1 | 1 | 0 | 0.0% |
| Multnomah County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 355 applications in 2025, of which 317 were originated and 6 denied.
1.7% of all applications, or 1.8% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Clm Mortgage originated in Oregon in 2025 was 5.49%, against a statewide median of 6.75%.
About this data. Figures are Clm Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology