Click n' Close in Iowa vs the state
3.0%Denial rate-9.83 pts vs state
3.9%Decision denial rate-11.46 pts vs state
71.2%Origination rate+2.75 pts vs state
6.50%Median rate0.00 pts vs state
2.14Rate spread (pts)+1.95 pts vs state
$77kMedian applicant income
47Loans originated
2Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 78 | 44 | 2.6% | 6.75% | #168 |
| 2024 | 80 | 50 | 3.8% | 6.63% | #166 |
| 2025 | 66 | 47 | 3.0% | 6.50% | #189 |
What Click n' Close lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Click n' Close applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 18 | 13 | 0 | 0.0% |
| Woodbury County | 6 | 5 | 0 | 0.0% |
| Greene County | 5 | 4 | 0 | 0.0% |
| Jasper County | 4 | 3 | 0 | 0.0% |
| Boone County | 3 | 1 | 1 | 33.3% |
| Pottawattamie County | 3 | 2 | 0 | 0.0% |
| Guthrie County | 3 | 1 | 0 | 0.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
| Carroll County | 2 | 2 | 0 | 0.0% |
| Louisa County | 2 | 0 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 66 applications in 2025, of which 47 were originated and 2 denied.
3.0% of all applications, or 3.9% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Click n' Close originated in Iowa in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Click n' Close's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology