Click n' Close in Indiana vs the state
6.1%Denial rate-10.44 pts vs state
8.2%Decision denial rate-11.99 pts vs state
67.1%Origination rate+4.88 pts vs state
7.13%Median rate+0.38 pts vs state
2.01Rate spread (pts)+1.64 pts vs state
$73kMedian applicant income
241Loans originated
22Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 180 | 116 | 9.4% | 7.40% | #187 |
| 2024 | 268 | 168 | 2.2% | 7.25% | #158 |
| 2025 | 359 | 241 | 6.1% | 7.13% | #144 |
What Click n' Close lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Click n' Close applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 91 | 48 | 11 | 12.1% |
| Clark County | 40 | 30 | 0 | 0.0% |
| Scott County | 15 | 11 | 1 | 6.7% |
| Lake County | 14 | 10 | 1 | 7.1% |
| Floyd County | 13 | 7 | 0 | 0.0% |
| Johnson County | 12 | 9 | 1 | 8.3% |
| Vanderburgh County | 12 | 12 | 0 | 0.0% |
| Allen County | 11 | 7 | 2 | 18.2% |
| Harrison County | 11 | 7 | 0 | 0.0% |
| Morgan County | 10 | 9 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 359 applications in 2025, of which 241 were originated and 22 denied.
6.1% of all applications, or 8.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Click n' Close originated in Indiana in 2025 was 7.13%, against a statewide median of 6.75%.
About this data. Figures are Click n' Close's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology