Clearpath Lending in Indiana vs the state
15.1%Denial rate-1.45 pts vs state
17.8%Decision denial rate-2.33 pts vs state
69.8%Origination rate+7.52 pts vs state
5.63%Median rate-1.13 pts vs state
-0.82Rate spread (pts)-1.19 pts vs state
$100kMedian applicant income
60Loans originated
13Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 26 | 15.9% | 5.69% | #332 |
| 2024 | 87 | 64 | 6.9% | 5.75% | #269 |
| 2025 | 86 | 60 | 15.1% | 5.63% | #295 |
What Clearpath Lending lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Clearpath Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 21 | 13 | 5 | 23.8% |
| Lake County | 14 | 9 | 3 | 21.4% |
| Allen County | 8 | 4 | 2 | 25.0% |
| Hamilton County | 5 | 4 | 0 | 0.0% |
| St. Joseph County | 4 | 2 | 1 | 25.0% |
| Delaware County | 4 | 4 | 0 | 0.0% |
| Grant County | 3 | 2 | 0 | 0.0% |
| Hendricks County | 3 | 2 | 1 | 33.3% |
| Howard County | 2 | 1 | 0 | 0.0% |
| Clinton County | 2 | 2 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 86 applications in 2025, of which 60 were originated and 13 denied.
15.1% of all applications, or 17.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Clearpath Lending originated in Indiana in 2025 was 5.63%, against a statewide median of 6.75%.
About this data. Figures are Clearpath Lending's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology