Champions Funding · Nebraska · 2025

Champions Funding in Nebraska: approval rate, denial rate and rates (2025)

Champions Funding took 46 mortgage applications in Nebraska in 2025, ranking #149 of 565 lenders active in the state. It originated 54.4% of them and denied 32.6% (37.5% of the applications it decided), against a statewide denial rate of 12.5%.

46Applicationsin NE
37.5%Decision denial ratestate 15.1%
7.38%Median ratestate 6.63%
$185,000Median loanstate $185,000
$5.6MVolume6 counties

Champions Funding in Nebraska vs the state

32.6%Denial rate+20.08 pts vs state
37.5%Decision denial rate+22.36 pts vs state
54.4%Origination rate-12.93 pts vs state
7.38%Median rate+0.75 pts vs state
Rate spread (pts)
Median applicant income
25Loans originated
15Denied

What Champions Funding lends in Nebraska

By loan purpose

Home purchase 3 7% · 0.0% denied
Refinance 11 24% · 45.5% denied
Cash-out refinance 32 70% · 31.3% denied

By loan type

Conventional 46 100% · 32.6% denied

Why it denied Nebraska applicants

Incomplete application 10 67%
Other 5 33%

Where in Nebraska

Counties with the most Champions Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 291411 37.9%
Pierce County 963 33.3%
Lancaster County 430 0.0%
Madison County 211 50.0%
Pawnee County 100 0.0%
Buffalo County 110 0.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 46 applications in 2025, of which 25 were originated and 15 denied.

32.6% of all applications, or 37.5% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

The median rate on loans Champions Funding originated in Nebraska in 2025 was 7.38%, against a statewide median of 6.63%.

About this data. Figures are Champions Funding's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology