Carrollton Bank in Illinois vs the state
5.8%Denial rate-11.29 pts vs state
6.3%Decision denial rate-15.35 pts vs state
85.6%Origination rate+26.82 pts vs state
6.75%Median rate0.00 pts vs state
0.08Rate spread (pts)-0.30 pts vs state
$94kMedian applicant income
616Loans originated
42Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,063 | 885 | 4.8% | 6.75% | #70 |
| 2024 | 713 | 603 | 5.8% | 6.88% | #94 |
| 2025 | 720 | 616 | 5.8% | 6.75% | #102 |
What Carrollton Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Carrollton Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 329 | 287 | 18 | 5.5% |
| Sangamon County | 100 | 91 | 4 | 4.0% |
| St. Clair County | 78 | 62 | 6 | 7.7% |
| Jersey County | 73 | 66 | 3 | 4.1% |
| Greene County | 50 | 45 | 4 | 8.0% |
| Macoupin County | 44 | 27 | 4 | 9.1% |
| Monroe County | 9 | 9 | 0 | 0.0% |
| Cook County | 4 | 2 | 0 | 0.0% |
| Menard County | 4 | 4 | 0 | 0.0% |
| Morgan County | 3 | 3 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 720 applications in 2025, of which 616 were originated and 42 denied.
5.8% of all applications, or 6.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Carrollton Bank originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Carrollton Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology