Carrington Mortgage Services in Massachusetts vs the state
63.6%Denial rate+47.43 pts vs state
66.7%Decision denial rate+46.72 pts vs state
22.7%Origination rate-39.87 pts vs state
5.50%Median rate-1.13 pts vs state
-2.94Rate spread (pts)-3.03 pts vs state
$155kMedian applicant income
5Loans originated
14Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 9 | 3 | 44.4% | 3.50% | #460 |
| 2025 | 22 | 5 | 63.6% | 5.50% | #405 |
What Carrington Mortgage Services lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Essex County | 4 | 1 | 3 | 75.0% |
| Worcester County | 4 | 2 | 1 | 25.0% |
| Middlesex County | 3 | 0 | 3 | 100.0% |
| Plymouth County | 3 | 0 | 2 | 66.7% |
| Bristol County | 3 | 1 | 2 | 66.7% |
| Suffolk County | 2 | 1 | 0 | 0.0% |
| Norfolk County | 1 | 0 | 1 | 100.0% |
| Hampden County | 1 | 0 | 1 | 100.0% |
| Nantucket County | 1 | 0 | 1 | 100.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 22 applications in 2025, of which 5 were originated and 14 denied.
63.6% of all applications, or 66.7% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Carrington Mortgage Services originated in Massachusetts in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology