Cardinal Financial Company, Limited Partnership in Montana vs the state
0.0%Denial rate-14.82 pts vs state
0.0%Decision denial rate-18.70 pts vs state
68.8%Origination rate+6.77 pts vs state
6.99%Median rate+0.37 pts vs state
0.18Rate spread (pts)-0.06 pts vs state
$118kMedian applicant income
11Loans originated
0Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 19 | 20.0% | 6.25% | #107 |
| 2024 | 17 | 13 | 5.9% | 6.99% | #136 |
| 2025 | 16 | 11 | 0.0% | 6.99% | #151 |
What Cardinal Financial Company, Limited Partnership lends in Montana
By loan purpose
By loan type
Where in Montana
Counties with the most Cardinal Financial Company, Limited Partnership applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 5 | 3 | 0 | 0.0% |
| Flathead County | 3 | 3 | 0 | 0.0% |
| Gallatin County | 2 | 2 | 0 | 0.0% |
| Sanders County | 1 | 1 | 0 | 0.0% |
| Mineral County | 1 | 0 | 0 | 0.0% |
| Missoula County | 1 | 1 | 0 | 0.0% |
| Toole County | 1 | 1 | 0 | 0.0% |
| Silver Bow County | 1 | 0 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 16 applications in 2025, of which 11 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Cardinal Financial Company, Limited Partnership originated in Montana in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Cardinal Financial Company, Limited Partnership's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology