Calcon Mutual Mortgage in Oklahoma vs the state
26.5%Denial rate+8.55 pts vs state
31.0%Decision denial rate+8.16 pts vs state
58.8%Origination rate+2.72 pts vs state
6.44%Median rate-0.19 pts vs state
1.44Rate spread (pts)+1.10 pts vs state
$88kMedian applicant income
20Loans originated
9Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 134 | 87 | 3.7% | 6.38% | #139 |
| 2024 | 41 | 18 | 14.6% | 6.50% | #257 |
| 2025 | 34 | 20 | 26.5% | 6.44% | #290 |
What Calcon Mutual Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lincoln County | 6 | 3 | 1 | 16.7% |
| Comanche County | 3 | 1 | 2 | 66.7% |
| Cleveland County | 3 | 3 | 0 | 0.0% |
| Okmulgee County | 3 | 2 | 1 | 33.3% |
| Oklahoma County | 3 | 0 | 2 | 66.7% |
| Payne County | 2 | 1 | 1 | 50.0% |
| Tulsa County | 2 | 2 | 0 | 0.0% |
| Rogers County | 1 | 0 | 0 | 0.0% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
| Texas County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 34 applications in 2025, of which 20 were originated and 9 denied.
26.5% of all applications, or 31.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Calcon Mutual Mortgage originated in Oklahoma in 2025 was 6.44%, against a statewide median of 6.63%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology