Calcon Mutual Mortgage in Indiana vs the state
3.1%Denial rate-13.51 pts vs state
4.0%Decision denial rate-16.14 pts vs state
73.4%Origination rate+11.14 pts vs state
6.63%Median rate-0.13 pts vs state
0.42Rate spread (pts)+0.05 pts vs state
$77kMedian applicant income
240Loans originated
10Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 40.0% | 6.80% | #620 |
| 2024 | 670 | 505 | 4.9% | 6.88% | #89 |
| 2025 | 327 | 240 | 3.1% | 6.63% | #153 |
What Calcon Mutual Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 117 | 82 | 3 | 2.6% |
| Vanderburgh County | 31 | 23 | 3 | 9.7% |
| Hamilton County | 28 | 25 | 1 | 3.6% |
| Marion County | 18 | 13 | 0 | 0.0% |
| Henry County | 14 | 11 | 0 | 0.0% |
| Tippecanoe County | 13 | 11 | 1 | 7.7% |
| Hancock County | 13 | 8 | 0 | 0.0% |
| Delaware County | 12 | 10 | 0 | 0.0% |
| Hendricks County | 8 | 6 | 0 | 0.0% |
| Warrick County | 8 | 4 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 327 applications in 2025, of which 240 were originated and 10 denied.
3.1% of all applications, or 4.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Calcon Mutual Mortgage originated in Indiana in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology