Calcon Mutual Mortgage in Illinois vs the state
18.5%Denial rate+1.40 pts vs state
31.3%Decision denial rate+9.57 pts vs state
40.7%Origination rate-18.00 pts vs state
6.88%Median rate+0.13 pts vs state
0.65Rate spread (pts)+0.27 pts vs state
$104kMedian applicant income
22Loans originated
10Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 26 | 20.0% | 7.52% | #474 |
| 2024 | 454 | 286 | 13.7% | 7.00% | #130 |
| 2025 | 54 | 22 | 18.5% | 6.88% | #448 |
What Calcon Mutual Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 27 | 10 | 7 | 25.9% |
| Peoria County | 4 | 1 | 0 | 0.0% |
| DuPage County | 4 | 1 | 0 | 0.0% |
| Will County | 4 | 2 | 2 | 50.0% |
| Kane County | 2 | 1 | 0 | 0.0% |
| Stephenson County | 2 | 0 | 0 | 0.0% |
| Lake County | 2 | 1 | 0 | 0.0% |
| Whiteside County | 2 | 2 | 0 | 0.0% |
| St. Clair County | 2 | 2 | 0 | 0.0% |
| Macoupin County | 2 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 54 applications in 2025, of which 22 were originated and 10 denied.
18.5% of all applications, or 31.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Calcon Mutual Mortgage originated in Illinois in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology