Busey Bank in Indiana vs the state
6.8%Denial rate-9.81 pts vs state
7.9%Decision denial rate-12.20 pts vs state
78.4%Origination rate+16.13 pts vs state
7.13%Median rate+0.38 pts vs state
0.54Rate spread (pts)+0.17 pts vs state
$68kMedian applicant income
58Loans originated
5Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 86 | 63 | 8.1% | 6.50% | #272 |
| 2024 | 73 | 47 | 16.4% | 7.63% | #294 |
| 2025 | 74 | 58 | 6.8% | 7.13% | #309 |
What Busey Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Busey Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 54 | 40 | 5 | 9.3% |
| Hamilton County | 7 | 7 | 0 | 0.0% |
| Johnson County | 3 | 3 | 0 | 0.0% |
| Fulton County | 2 | 1 | 0 | 0.0% |
| Hendricks County | 2 | 2 | 0 | 0.0% |
| Boone County | 2 | 2 | 0 | 0.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
| Brown County | 1 | 1 | 0 | 0.0% |
| Howard County | 1 | 0 | 0 | 0.0% |
| Clinton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 74 applications in 2025, of which 58 were originated and 5 denied.
6.8% of all applications, or 7.9% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Busey Bank originated in Indiana in 2025 was 7.13%, against a statewide median of 6.75%.
About this data. Figures are Busey Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology