Buena Vista National Bank in Illinois vs the state
4.4%Denial rate-12.68 pts vs state
4.9%Decision denial rate-16.83 pts vs state
84.4%Origination rate+25.70 pts vs state
—Median rate
—Rate spread (pts)
$91kMedian applicant income
152Loans originated
8Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 177 | 159 | 6.8% | — | #243 |
| 2024 | 184 | 161 | 3.3% | — | #240 |
| 2025 | 180 | 152 | 4.4% | — | #260 |
What Buena Vista National Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Buena Vista National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Randolph County | 85 | 71 | 2 | 2.4% |
| Macon County | 36 | 33 | 2 | 5.6% |
| Monroe County | 14 | 13 | 0 | 0.0% |
| Sangamon County | 11 | 10 | 0 | 0.0% |
| St. Clair County | 10 | 8 | 1 | 10.0% |
| Madison County | 3 | 3 | 0 | 0.0% |
| Jackson County | 3 | 3 | 0 | 0.0% |
| Perry County | 3 | 2 | 0 | 0.0% |
| Christian County | 2 | 1 | 1 | 50.0% |
| Williamson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 180 applications in 2025, of which 152 were originated and 8 denied.
4.4% of all applications, or 4.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Buena Vista National Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology