Bpl Mortgage Trust in Washington vs the state
30.0%Denial rate+14.35 pts vs state
30.0%Decision denial rate+10.46 pts vs state
60.0%Origination rate-1.06 pts vs state
6.56%Median rate-0.06 pts vs state
—Rate spread (pts)
—Median applicant income
6Loans originated
3Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 11 | 3.7% | 8.13% | #347 |
| 2024 | 9 | 6 | 0.0% | 6.95% | #458 |
| 2025 | 10 | 6 | 30.0% | 6.56% | #460 |
What Bpl Mortgage Trust lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 3 | 2 | 1 | 33.3% |
| Pierce County | 2 | 1 | 1 | 50.0% |
| Whatcom County | 1 | 0 | 1 | 100.0% |
| Yakima County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Thurston County | 1 | 0 | 0 | 0.0% |
| Snohomish County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 10 applications in 2025, of which 6 were originated and 3 denied.
30.0% of all applications, or 30.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Bpl Mortgage Trust originated in Washington in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology