Bpl Mortgage Trust in Massachusetts vs the state
15.6%Denial rate-0.65 pts vs state
16.3%Decision denial rate-3.67 pts vs state
71.1%Origination rate+8.51 pts vs state
7.13%Median rate+0.50 pts vs state
—Rate spread (pts)
—Median applicant income
32Loans originated
7Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 24 | 2.9% | 8.63% | #345 |
| 2024 | 26 | 20 | 3.9% | 7.50% | #376 |
| 2025 | 45 | 32 | 15.6% | 7.13% | #340 |
What Bpl Mortgage Trust lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bristol County | 12 | 10 | 1 | 8.3% |
| Essex County | 7 | 2 | 4 | 57.1% |
| Hampden County | 6 | 6 | 0 | 0.0% |
| Franklin County | 4 | 2 | 1 | 25.0% |
| Norfolk County | 4 | 4 | 0 | 0.0% |
| Middlesex County | 3 | 3 | 0 | 0.0% |
| Berkshire County | 2 | 1 | 0 | 0.0% |
| Worcester County | 2 | 1 | 0 | 0.0% |
| Barnstable County | 2 | 0 | 1 | 50.0% |
| Hampshire County | 2 | 2 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 45 applications in 2025, of which 32 were originated and 7 denied.
15.6% of all applications, or 16.3% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Bpl Mortgage Trust originated in Massachusetts in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology