Better Mortgage in Arkansas vs the state
22.4%Denial rate+4.16 pts vs state
32.1%Decision denial rate+8.94 pts vs state
47.0%Origination rate-9.81 pts vs state
6.75%Median rate+0.13 pts vs state
0.66Rate spread (pts)+0.32 pts vs state
$121kMedian applicant income
284Loans originated
135Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 122 | 51 | 4.9% | 6.50% | #125 |
| 2024 | 156 | 48 | 16.0% | 6.50% | #114 |
| 2025 | 604 | 284 | 22.4% | 6.75% | #41 |
What Better Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Better Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 146 | 57 | 23 | 15.8% |
| Saline County | 118 | 79 | 23 | 19.5% |
| Washington County | 72 | 31 | 18 | 25.0% |
| Pulaski County | 63 | 27 | 18 | 28.6% |
| Garland County | 55 | 27 | 19 | 34.5% |
| Faulkner County | 16 | 10 | 3 | 18.8% |
| Craighead County | 12 | 6 | 3 | 25.0% |
| White County | 9 | 3 | 0 | 0.0% |
| Sebastian County | 9 | 2 | 3 | 33.3% |
| Hot Spring County | 9 | 7 | 2 | 22.2% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 604 applications in 2025, of which 284 were originated and 135 denied.
22.4% of all applications, or 32.1% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Better Mortgage originated in Arkansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Better Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology